Our mission

Our mission is to provide families with trusted legal guidance that protects their hard-earned assets while securing essential Medicaid benefits. We work closely with each client to create tailored plans that reduce financial risk, preserve legacies, and bring peace of mind during life’s most challenging transitions.

Our vision

Our vision is a future where families can confidently access the care they need without fear of losing everything they’ve built. We strive to be the leading resource for Medicaid planning, offering clarity, compassion, and proven strategies that safeguard both financial security and well-being.

What is Medicaid Planning?

Medicaid Planning is a specialized area of law focused on helping seniors and individuals with disabilities qualify for government-funded long-term care. Because Medicaid is a "needs-based" program, it has strict limits on how much income and assets you can own.

Without a plan, many families are forced to "spend down"—meaning they must pay out-of-pocket for nursing home care (which can exceed $10,000/month) until they are virtually penniless before Medicaid kicks in. Medicaid Planning uses legal tools to restructure your estate so you can meet eligibility requirements while preserving assets for your spouse and heirs.

Path A: Proactive Medicaid Planning

“I am healthy now, but I want to protect my home and legacy for my family.”

The best time to plan is when you don't need it. Proactive planning is about "starting the clock." By moving assets into specific legal structures today, you ensure that if you ever need care in the future, those assets are invisible to the state.

• Who it’s for: Individuals or couples who are currently healthy but want to protect their home, farm, or savings from future long-term care costs.

• Our Goals: * Safely navigate the 60-month (5-year) look-back period.

• Establish Medicaid Asset Protection Trusts (MAPTs) to shield your home and investments.

• Ensure you maintain your lifestyle and independence while your "future self" is protected.

• The Benefit: Total control. You choose how your assets are handled, rather than leaving it to state recovery laws and emergency spend-downs.

Path B: Crisis Medicaid Planning

“My loved one is in the hospital or already in a nursing home.”

When a medical emergency strikes, the "5-Year Look-Back" is no longer the focus—immediate asset preservation is. If you are facing a sudden admission to long-term care, you may be told you have to "spend down" everything. This is often not true.

• Who it’s for: Families facing an immediate or imminent nursing home stay.

• Our Goals: * Stop the private-pay "burn rate" (which can exceed $10,000/month).

• Protect the "Community Spouse" from being left with insufficient resources.

• Utilize legal "half-loaf" gifting and annuity strategies to save a portion of the estate, even if the patient is already in care.

• The Benefit: We act as the buffer between you and the state, navigating the application process during one of the most stressful times of your life.